Premier USDA Home Loans with 100% Financing offered by our experienced USDA Mortgage Lenders! Visit our site and get pre-qualified today! USDA Rural Development loans were designed for rural areas and people who are considered low to moderate income.Zero-down USDA Guaranteed Loans are the most popular rural development mortgage program in Colorado. These loans are available for anyone with low to moderate income to purchase a home in approved rural areas with no down payment. Other USDA loan limits and resources can be viewed.