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FHA Loan Highlights: – Minimum credit score 560 – 55+ % DTI allowed – Manual Underwrites – 20 Colorado, California, and Pennsylvania with mortgage, FHA and VA streamline refinance loans.The maximum FHA loan limit for Denver, Colorado will go up in 2018.More About VA Home Loans. Colorado’s VA Loan Approved Condos. What is a FHA Home Loan? 2018 FHA “High-Cost” Loan Limits in Colorado.