The HARP loan program offers underwater home owners the ability to refinance their mortgages at In order to be eligible for a mortgage through HARP 2.0, your mortgage must be currently held by.View the current FHA and conforming loan limits for all counties in Colorado. Each Colorado county conforming mortgage loan limit is displayed.Easy-to-read HARP loan mortgage guidelines with 2020 HARP mortgage rates attached. HARP Loan Program : Eligibility & Mortgage Rates for 2018.The Home Affordable Refinance Program (HARP) is a federal refinance program targeting underwater homeowners. First announced in March 2009.A HARP mortgage allows homeowners to still take advantage of today’s low rates, often times, in spite of their equity If you get approved for a HARP mortgage, you can get your interest rate lowered.